An important characteristic of ink-on-paper signatures is
that they can be individually studied and analyzed by forensic handwriting
experts, then compared to other existing samples for authentication. Perhaps
the most significant challenge to the validity of an electronic signature is
the issue of authentication, since few technology providers support their
technology with verification tools. If a signature cannot be attributed to the
purported signatory, it is worthless. Electronic signatures are no exception to
this, and must be capable of authentication to be valid and binding. Insist
that a technology provider have authentication tools and training in-place
before selecting their solution.
The most accurate, reliable, and secure method of capturing
a signature is in the form of raw pen events. A file of this type contains no
images or analysis of the signature, just the pen events and position converted
at high speed. This data has the additional advantage of being stored in a
database or bound to the contents of a document very securely. It cannot be
easily copied or viewed and used as a reference for forgers since there is no
embedded image. Furthermore, all original captured pen events are present in
the e-signature itself.